Bank Islam Brunei Darussalam (BIBD) has launched its revamped Aspirasi 3 campaign, offering even more prizes and winners as part of their monthly, quarterly and grand draws with a minimum deposit of just $50.

The Aspirasi 3 Campaign will run from now until 30 November 2021 and will reward over 400 winners with total cash prizes of $870,000 in the coming year.

In addition, current Aspirasi customers will automatically be enrolled into the new Aspirasi 3 programme, and are encouraged to hold on to their subscriptions to benefit from the increased number of entries.

Source: BIBD website

The scheme is open to BIBD account holders who are at least 18 years old.

For customers to be eligible for a lucky draw, they have to maintain a minimum of 50 in their Aspirasi certificate for at least 90 days.

Moreover, the rewards programme will also encourage customers to keep their funds, with up to triple the number of entries for those who save for a longer-term.

Not only that, but customers can also use Aspirasi as part of collateral or security for credit card and Naqd Overdraft facility with a minimum of $500 for credit card and $3000 for Naqd.

To be eligible for the Annual Profit Payment, there is a minimum holding period of 180 days.

The profit rate for Aspirasi 3 will still be 0.2 per cent per annum, which is a higher profit rate compared to other savings product.

Speaking on the product, Deputy Head of Product Engineering Retail Banking Group, BIBD Lim Pea Chia said that the new cycle of Aspirasi comes with a lower entry requirement where the minimum deposit is now $50 and the maximum deposit for Aspirasi also increased to $250,000.

“Two years ago the minimum deposit for BIBD Aspirasi started with $500 and last year with $250 and now we hope with the low minimum deposit, everyone will join in and have a chance to win,” she added.

(L-R): BIBD Head of Product Engineering Wan Hefnie Haji Hamidon, BIBD Deputy Head of Product Engineering Lim Pea Chia and BIBD Product Engineering Muhammad Zharif Haji Sabli during the press conference for BIBD Aspirasi 2 Grand Draw and Launch of Aspirasi 3 held at The Empire Brunei. Image: Fazizul Haqimie

“In the spirit of rewarding customers to stay with the programme, we want to reward those who have been since Aspirasi 1. Every $50 gets one lucky draw entry, but if you hold your Aspirasi for 181 to 270 days, your entries will be multiplied by two and those holding for 271 days and more, the entries will be tripled,” she shared

She further explained that there are two conditions that customers need to meet. First, they have to hold the minimum deposit of $50 for the entire reward programme and the second is a minimum holding period of 90 days.

On his part, Head of Product Engineering Retail Banking Group of BIBD, Wan Hefnie Hj Hamidon shared that the financial institution has seen growing success in BIBD Aspirasi where subscribers have doubled since a year ago.

Minister at the Prime Minister’s Office and Second Minister of Finance and Economy and Chairman of BIBD YB Dato Seri Setia Dr Haji Mohd Amin Liew Abdullah pose for a group photo with all of the winners during the BIBD Aspirasi 2 Grand Prize Presentation Ceremony held at The Empire Brunei. Image: Fazizul Haqimie

“When we started this journey 2 years ago, in support of the national vision of providing society with a national savings plan, we wanted to provide our customers a savings initiative platform and tool for them to save consistently and easier,” he shared.

Further adding that BIBD Aspirasi has made the discipline of savings easier, more accessible and more convenient for its customers as subscriptions and redemptions can be made directly through the BIBD mobile application, BIBD NEXGEN Wallet.

“To keep with the spirit of having long-term savings and financial management, it is our long term objective to ensure that customers continue to save and aim for financial independence,” he said.

“Whilst savings can be a boring subject, we wanted a disciplined approach to savings, and with Aspirasi, not only are customers putting in their savings, but customers are also rewarded with monthly cash prizes, quarterly prizes and the grand prize,” he added.

For more information visit BIBD website at or contact their BIBD Contact Centre at 2238181 or follow them on Facebook, Instagram @bibdbrunei.



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